1. Agreement to Terms
By accessing or using the Cents AI application, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of the terms, then you may not access the Service.
2. Description of Service
Cents AI is a personal finance management application that uses Artificial Intelligence to categorize transactions and provide insights.
3. Disclaimer: No Financial Advice
Important Notice
Cents AI is for informational guidelines only.
The AI-generated insights, chat responses, and budget suggestions are based on patterns in your data and general algorithms. They do not constitute professional financial, investment, tax, or legal advice. You should always consult with a qualified professional before making significant financial decisions.
We are not responsible for any financial losses or decisions made based on the App's outputs.
4. User Accounts
When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.
You are responsible for safeguarding the password and for restricting access to your device.
5. Intellectual Property
The Service and its original content (excluding Content provided by you), features, and functionality are and will remain the exclusive property of Cents AI and its licensors.
The Service is protected by copyright, trademark, and other laws.
6. Pro Subscriptions
Some parts of the Service are billed on a subscription basis ("Pro"). You will be billed in advance on a recurring and periodic basis (such as monthly or annually).
Refunds
Refunds are handled by the respective app store (Apple App Store or Google Play Store) policies.
Cancellations
You may cancel your subscription at any time through your App Store settings.
7. Limitation of Liability
In no event shall Cents AI, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.
8. Governing Law
These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which Cents AI operates, without regard to its conflict of law provisions.
9. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
10. Contact Us
If you have any questions about these Terms, please contact us at:
support@centsai.app