Stop Tracking. Start Strategizing.
Your Personal AI CFO. Intelligent budgeting, automated insights, and biometric security—all in one premium privacy-focused app.
✓ Trusted by 10,000+ Beta Users
The Brain That Thinks
Meet your AI-powered financial advisor. Powered by Gemini & DeepSeek, our AI knows your spending habits better than you do.
AI Chat
Ask questions like 'Can I afford this?' and get instant, intelligent answers with real-time data.
Smart Categorization
Automatically organize transactions with AI precision. Every penny tracked, every trend identified.
Can I afford this $500 purchase?
AI Advisor
Yes! You have $2,850 available this month. This purchase represents 17% of your discretionary budget.
BUDGET BREAKDOWN
Fort Knox Security
Your data never leaves your device without encryption. Biometric locking and local-first architecture keep you protected.
Biometric Locking
Fingerprint & Face ID authentication for seamless security
Encrypted Storage
Military-grade encryption for all sensitive financial data
Privacy First
Local-first architecture keeps your data on your device
Powerful Features
Everything you need to take control of your finances
Recurring Expenses
Automatically track and manage your recurring bills and subscriptions
Trends & Insights
Visual analytics showing spending patterns and financial trends
Voice Input
Add expenses hands-free using natural voice commands
Theme Modes
Beautiful dark and light themes optimized for eye comfort
Loved by 10,000+ Users
See what our beta users are saying about Cents AI
Cents AI changed how I manage my finances. The AI insights are incredibly accurate and have helped me save 30% monthly.
Sarah Johnson
Freelance Designer
Finally, an app that understands my spending patterns without uploading my data to the cloud. Privacy + functionality = perfection.
Michael Chen
Software Engineer
The voice input feature alone is worth it. I can log expenses on the go, and the AI categorizes them perfectly.
Emma Rodriguez
Small Business Owner
The biometric security gave me peace of mind. Knowing my financial data is encrypted and local is invaluable.
David Park
Finance Manager